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Had a vehicle on finance since 2007?

You could be owed £2,470* in compensation...

ONLINE CLAIM CHECKER

Find your agreements in minutes

SELECT YOUR MANUFACTURER

This quick online check helps us find your car finance agreements and gives an initial indication of whether they may be eligible. Every potential complaint is then assessed individually before it can proceed.

PCP and HP Car Finance
No old paperwork required
100% no win, no fee **
New or used cars, vans or motorbikes
Claim for multiple vehicles
Average 2.97 agreements found

* Using the FCA's estimated £829 value per agreement and our full online check service average of 2.97 agreements found per qualifying customer - date range Jan - Mar 2026

No need to dig out old paperwork – we will find all of your vehicle finance agreements for you

You do not need to use a legal representative. You can submit a complaint yourself to your car finance provider. Where your claim is unsuccessful, you may appeal to the Financial Ombudsman Service for free. The FCA have also introduced a free redress scheme.

No Win, No Fee **

You pay nothing unless your claim is successful...

Typical fee: 30% + VAT (36% including VAT) of compensation recovered. Fees will never exceed the FCA fee cap. A cancellation fee may apply after the 14-day cooling-off period.

1

Enter your details using our online claim checker.

2

Our system finds your potentially qualifying agreements since 2007.

3

Find out if you might qualify and discover your estimated claim value.

The hidden car finance commission scandal – what you need to know

The FCA uncovered widespread mis-selling in car finance, where many agreements included hidden "discretionary commission" payments to salespeople.
These commissions gave dealers an incentive to charge higher interest rates - at your expense.
This practice was banned by the FCA, but it affected around 40% of PCP and HP finance deals between 2007 and 2020.
Eligible customers could receive around £829 per agreement on average as estimated by the FCA’s compensation scheme.
The FCA expects around £7.5 billion to be paid back to affected motorists.
If you had car finance during this time - especially multiple agreements - you could be owed £THOUSANDS*.

If you had car finance between 2007 and 2020, check now to see if you may qualify for a refund.

Use our online claim checker – it takes under a minute: